Calculators

Investment calculators

Free, honest tools to plan every rupee — from SIPs and FDs to unlisted-share taxes.

41 calculators · 1 live today, the rest rolling out.

SIP calculator

Standard future-value formula, updated as you type.

Live

Monthly investment (₹)

5002,00,000

Expected return rate (% p.a.)

%

130

Time period (years)

yr

140

Invested amount
Est. returns
Total value

Explore mutual funds

Estimates only. Returns are not guaranteed.

Unlisted & pre-IPO

Ticket sizes, listing gains and the 24-month tax rule for unlisted shares.

Unlisted Share Investment Calculator

Price × lot to your all-in ticket size, before you commit.

Unlisted Shares Profit / Return Calculator

Absolute profit and CAGR between your buy and exit price.

Pre-IPO to Listing Gain Estimator

Model listing-day scenarios against your pre-IPO entry.

Unlisted Shares Tax Calculator

LTCG vs STCG using the 24-month holding rule for unlisted equity.

Minimum Investment / Lot Size Calculator

Smallest tradeable quantity and what it costs today.

WittyScore Calculator

Score a company across our five pillars, 0 to 10.

Brokerage & Charges Calculator

Brokerage, STT, GST and stamp duty on a listed trade.

Pre-money / Post-money Dilution Calculator

See how a new funding round dilutes your stake.

Mutual funds

SIPs, lumpsums, withdrawals and goal maths.

SIP Calculator

Project a monthly SIP with the standard future-value formula.

Lumpsum Calculator

One-time investment compounded over your horizon.

Step-up SIP Calculator

Raise your SIP each year and see the difference.

SWP Calculator

How long a corpus lasts with regular withdrawals.

STP Calculator

Transfer from debt to equity in planned tranches.

MF Returns (CAGR / XIRR) Calculator

Annualised return on lumpsum or irregular cashflows.

Goal-based SIP Calculator

Start from the target, work back to the monthly amount.

ELSS Tax-Saving Calculator

80C savings plus growth over the 3-year lock-in.

SIP vs Lumpsum Comparison

Same money, two routes, side-by-side outcomes.

Fixed income

Deposits, recurring deposits and bond yields.

FD Calculator

Maturity value with quarterly compounding.

RD Calculator

Monthly deposits into a recurring deposit.

FD with TDS Calculator

Post-tax FD returns after TDS at your slab.

NCD / Bond Yield Calculator

Current yield and yield to maturity on a bond.

Retirement & goals

Long-horizon planning for the things that matter.

Retirement Corpus Calculator

The corpus you need, adjusted for inflation.

NPS Calculator

NPS corpus, annuity split and monthly pension.

PPF Calculator

15-year PPF maturity at the current rate.

EPF Calculator

Employee and employer contributions till retirement.

Children's Education Planner

Future fee cost and the SIP that funds it.

Emergency Fund Calculator

How many months of expenses you should hold.

Marriage / Goal Planner

Any dated goal, worked back to today's savings.

Gold, silver & ETF

Metals and index products, in rupee terms.

Digital Gold Investment Calculator

Grams bought and value at a target gold price.

Gold SIP Calculator

Accumulate grams monthly at changing prices.

ETF Returns Calculator

Returns net of expense ratio and tracking drag.

General finance

Tax, loans, interest and the everyday maths.

Income Tax Calculator (Old vs New)

Compare both regimes on the same income.

Capital Gains Tax Calculator

Short and long-term gains across asset classes.

Compound Interest Calculator

Any principal, rate and compounding frequency.

Simple Interest Calculator

Flat interest on a principal over time.

CAGR Calculator

Annual growth rate between two values.

Inflation Calculator

What today's money is worth years from now.

Home Loan EMI Calculator

EMI, total interest and an amortisation view.

Personal / Car Loan EMI Calculator

EMI on shorter-tenure consumer loans.

Net Worth Calculator

Assets minus liabilities, in one place.

Rule of 72 Calculator

Years to double your money at a given rate.

Calculator outputs are estimates based on the assumptions you enter. They are not projections of actual returns, and StockWitty does not give investment advice.